Hello my name is XXXXX XXXXX I will help you with this. Please note that I am a working Solicitor and may be on and offline as I have to attend Court and meet with clients, even at weekends. As such you may not get an instant response when you reply, but rest assured I will be giving your question my immediate attention upon return You do not need to wait here as you will get an email when I reply.
You can tick no.
It is over 6 years old and therefore you need not declare it
They are only ever on your credit file for 6 years
Can I clarify anything for you about this today please?