How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask UKSolicitorJA Your Own Question
UKSolicitorJA
UKSolicitorJA, Solicitor
Category: Law
Satisfied Customers: 4312
Experience:  English solicitor with over 12 years experience
62162956
Type Your Law Question Here...
UKSolicitorJA is online now

hi back in 2008 i was about to change my mortgage provider

Resolved Question:

hi back in 2008 i was about to change my mortgage provider but stopped at the last minute my mortage provider then invoked a clause charging me 6,000 pounds for early repayment although it never happened they proceeded to add this charge to my mortgage amount at the time i was ill and did not challenge it can they do this ? and if not am i entitled to the money back ?
Submitted: 3 years ago.
Category: Law
Expert:  UKSolicitorJA replied 3 years ago.
Hello,

Is your mortgage still being repaid?
Customer: replied 3 years ago.

yes

Customer: replied 3 years ago.
Relist: Other.
still waiting
Expert:  UKSolicitorJA replied 3 years ago.
Thank you.

Sorry, I had to step into a meeting.

If you were charged the early repayment fees but the mortgage is still continuing, these fees should be refunded to you.

You should challenge the fees and ask for them to be refunded plus interest as the fees should not have been taken in the first place simply on the basis of you making queries about early repayment.

Hope this helps

UKSolicitorJA and other Law Specialists are ready to help you