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Hello my name is Alex and I will help you with this. Please note that I am a working Solicitor and may be on and offline as I have to attend Court and meet with clients, even at weekends. As such you may not get an instant response when you reply as this is not an ‘on demand’ live service, but rest assured I will be giving your question my immediate attention upon return. There is no need to wait here, you will get an email when I reply.
If there is a finance on the vehicle then I am sorry but the answer is ues
* yes *
This is because in order to sell the car a person must have what is called 'good title'.
If there is outstanding finance, in law, they never actually own the car. If they do not own the car it is not theirs to sell
But it must be a loan directly on the car, ie Ford Finance financing a Ford Fiesta
Its not the same if someone has a regular bank loan.
So if there is finance secured on the vehicle it sadly must be returned.
This means that you would have to sue the seller for breach of contract as it was never his/hers to sell
I am sorry if this is not the answer you want and certainly not the one I want to give you, but I have a duty to be honest
Can I clarify anything for you about this today please?
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