Accidental damage was requested in the original our presentation to Nelson Policies by email on the 31/5/2012.
A premium was agreed with Nelson Policies & cover was incepted on the 6/6/2012.
On the 22/7/2012 a Proposal form was completed by the client on which Accidental damage was ticked for both Buildings & Contents, this form was subsequently emailed by ourselves to Nelson Policies on the 26/7/2012.
At no stage did Nelson Policies state that Accidental Damage was not included.
Copies of all correspondence are available.