Hello, my name is XXXXX XXXXX it is my pleasure to assist you with your question today.
It is certainly possible for enforcement action to be taken a few years after the original CCJ was recorded. In the case of using bailiffs to try and enforce the CCJ, this could happen within the first 6 years of the CCJ and if that time limit has passed, the creditor could still try and use them if they obtain the court’s permission to do so. As you are just 2 years after the CCJ was issued, the creditor can still engage bailiffs without the court’s permission.
Hello, I see you have accessed and read my answer to your query. Please let me know if this has answered your original question or if you need me to clarify anything else for you in relation to this?
You are not the debtor and as such have no obligation to answer to these people and they should not be pestering you, as it could amount to harassment on their part. If the bailiffs start knocking on your door then the following is useful information on how to deal with this:http://www.dealingwithbailiffs.co.uk/debtor-gone-away.htm
Prove what exactly?
no one can predict whether they will pursue him for a while to come, they could give up if they realise the chances of recovery are low, but they could try everything in the book to try and get something back. There is no simple way to prove he has no money, all he can do is give a statement of his financial situation but they may believe him but they may not and continue pursuing him
Hi, a CCJ would remain on your credit record for 6 years after it was registered. This is also how long the creditor has to pursue enforcement action against you. So for 6 years after the CCJ was issued they can start enforcement action against you, such as sending bailiffs, or using any other enforcement method they want. After the 6 years have passed they would need the permission of the court to take any enforcement action. Hope this clarifies?
Please let me know if this has answered your original question or if you need me to clarify anything else for you in relation to this? Thanks
Did you mean to post anything else in addition to the above?
that is impossible to predict as you may imagine - it is not always the size of the business but the people behind it that make the decisions that would drive this, although the larger the business the more likely they are to be able to afford to write such debts off, it is the small companies that would be hit harder if they do not get the full debt back
Has this clarified the matter for you?