Hello my name is XXXXX XXXXX I will help you with this. Please note that I am a working Solicitor and may be on and offline as I have to attend Court and meet with clients, even at weekends. As such you may not get an instant response when you reply as this is not an ‘on demand’ live service, but rest assured I will be giving your question my immediate attention upon return. There is no need to wait here, you will get an email when I reply.
Could you explain the situation a little more please?
Have you asked for a full statement of account please?
Did you defend the claim?
When was the Judgment?
What the Court Order say you should pay please?
OK - was there anything about future costs or interest in the particulars of claim?
What is the rate of interest claimed please?
What about in the main claim form that was sent?
Have you asked the other side for a statement of account breakdown?
Were you behind with payments which is why enforcement officers came?
Ok- you should apply to the Court to vary the original order.
It is not reasonable in todays climate to claim 8% interest. Judges are commonly awarding 2-3%
Therefore if you apply to vary it you can ask the Judge to award a lower rate of interest and set your montlhy repayments.
You need to complete form N244 http://hmctsformfinder.justice.gov.uk/courtfinder/forms/n244-eng.pdf
You need to also provide details of income and expenses.
Can I clarify anything for you about this today please?
You are likely to only pay around £5 a month
But ask the Court to vary and re-determine the order
The Court may be able to. The Court is likely to lower the payments.
Can I clarify anything else for you?
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Good luck with this.