All funds are currently held in joint accounts.
There was a thought that I should segregate the funds so that their pensions were paid into their respective accounts for easy of management and accountability. However to date nothing has been done.
Probably are £40K across all joint accounts
Thank you Clare.
Just to be absolutely clear, since the funds are held in joint accounts, there is no reason why my father can't use these funds as he sees fit; e.g. pay the third party top up contribution for my Mother's nursing care.