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many thanks for your reply, in terms of in my name how would that relate to property that is in the house which is in my civil partners name i.e. TV's etc, can they be claimed as I live in the same property? How would items in the home be apportioned as they wouldn't be in a named account as such? Also items which have been as gifts in the past for family members etc could they be claimed as assets as I had paid for them in the past?