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UKSolicitorJA
UKSolicitorJA, Solicitor
Category: Law
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Experience:  English solicitor with over 12 years experience
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IAM IONG THROUGH A SEPERATION WITH MY WIFE , WE OWN OUR OWN

Resolved Question:

IAM GOING THROUGH A SEPERATION WITH MY WIFE , WE OWN OUR OWN HOME, OF WHICH MY WIFE PUT HER INHERITANCE MONEY AND HER SAVINGS INTO I AGREED THAT WHEN WE SEPERATED SHE SHOULD GET ANY MONEY FROM THE SALE AND SIGNED A DOCUMENT TO AGGREE TO THIS , WHILE I CONTINUE TO PAY THE MORTGAGE UNTIL IT IS SOLD , CIRCUMSTANCES HAVE NOW CHANGED IF I STOP PAYING THE MORTGAGE WHAT IS THE WORST CASE , I MAY HAVE TO FACE.. IT IS IN JOINT NAMES BUT HAVE FOUND OUT SHE IS BUYING ANOTHER HOUSE ELSE WHERE LEGALY ALL THOUGH I HAVE SIGNED ALL MONEY FROM THE SALE TO HER ,DO I STILL HAVE THE RIGHT TO ENTER THE PROPERTY AND COLLECT MY POSESSION FROM THERE THANK YOU CHRIS FABLE. I HAVE RENTED A PROPERTY NEAR BY IF ONCE I LEAVE DO I HAVE TO GIVE HAND OVER THE KEYS BEFORE THE PROPERTY IS SOLD ..

Submitted: 3 years ago.
Category: Law
Expert:  UKSolicitorJA replied 3 years ago.
Hello Chris,

Yes, you have the right to enter the property and collect your belongings. If you stop paying the mortgage, and she does not pay it as well, the property may be repossessed by the lender.

You do not need to hand over the keys before the property is sold, but you may do so if you wish to.

Can I help further?

Customer: replied 3 years ago.

in the event the property was repossessed how would I stand re guarding bad credit history is it possible to have the mortgage transferred to my wife , and even if I move out of the property whilst my name is XXXXX XXXXX title deeds am I allowed access can she have the locks changed thankyou

Expert:  UKSolicitorJA replied 3 years ago.
A default would be recorded against your credit record, you may transfer the deeds and the mortgage to your wife's name if the lender consents to this.

Yes, you have the right to access the property as long as your name is XXXXX XXXXX deeds and you can get your own locksmith to give you access wven though she changes the locks.

I hope this clarifies
UKSolicitorJA, Solicitor
Category: Law
Satisfied Customers: 4312
Experience: English solicitor with over 12 years experience
UKSolicitorJA and other Law Specialists are ready to help you
Customer: replied 3 years ago.

many thanks that should be all I need to know for now , thank you for your advice

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