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My son lives in Greece and he came home for the weekend. He drove my car (fully insured for me) but was unaware I had removed him from the policy. He hit another stationary car from behind at a junction. No damage to my car. Minor damage to the other car. Because my car was fully insured I was told that an innocent mistake had taken place and there would be no further action. This was in November 2009.
Thanks Jo I assume that I need ignore this letter due to the time frame involved.