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Do you own it? How much equity is there please?
Its bad news I am afraid.
It is possible that they could sell your home. Generally you have around 12 months before you would have to move out if that happens.
But if the value of equity is only £6000 they may not bother selling it
If there is no equity, you will probably be able to keep it and buy the BI, beneficial interest. If there is significant equity, the Official Receiver is going to want it I'm afraid.
Outside of bankruptcy, repossession is simply a matter for your lender. However, if they repossess outside bankruptcy any shortfall will still be your liability, in theory at least, whereas in bankruptcy the shortfall will be cleared.
Ok - but its got £6000 equity?
Then I would hope that they would not consider it worthwhile, but it is a risk
Please see: http://www.stepchange.org/Debtinformationandadvice/Debtsolutions/Bankruptcy.aspx
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