Hello, my name is Ben and it is my pleasure to assist you with your question today.
How long did you work there for please?
I worked for the agency for 6 years with a break for postgraduate study and some supply teaching so I think 2003 to 2009.
OK, thank you, please leave this with me - I will look into this for you, get my response ready and get back to you on here. No need to wait around and you will get an email when I have responded, thank you
Apologies for the slight delay, the site experienced some temporary technical issues earlier on. All seems to be resolved now so I can continue with my advice.
The purpose of a salary sacrifice scheme is that you give up part of your normal pay and in return the employer provides you with certain non-cash and non-taxable benefits, such as childcare vouchers, pension contributions and so on. It basically reduces your tax liabilities and you get something else in return to an equivalent value of what you have sacrificed.
If you paid all that money into the scheme but never received any benefits in return then you are certainly able to pursue the company that were operating the scheme and which made the deductions in question.
As this is a dispute over money owed by one party to another, the debtor can be pursued through the civil courts for recovery of the debt. As legal action should always be seen as a last resort, there are certain actions that should be taken initially to try and resolve this matter informally and without having to involve the courts. It is recommended that the process follows these steps:
Whatever correspondence is sent, it is always advisable to keep copies and use recorded delivery so that there is proof of delivery and a paper trail. The court may need to refer to these if it gets that far.
Hope this clarifies your position?