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My father is in poor health and was going to change his will and leave everything to my sister and then she would give it to me in a few thousand here and there so I and my partner would not lose work related benefits childcare etc. Would she be penalised for this or is there a better way?
so unofficially really I would be better off being written out of the will and then taking a chance on monies filtered through to me in small amounts as it would never have been in my name in the first place?
I know legally you can't condone it but would you say that's my best option if I want to take the chance?
If I'm removed how really will they ever know?
If my name is XXXXX XXXXX from the start surely that's the worst of two evils as it's on paper and will be read out.
the amount we are talking is only about 50000 but still over the 16000 threshold. I'm not looking for you to tell me what to do but under the circumstances would you say that's my best chance?
Could you be more specific please about how they would know my sister is giving it to me in dribs and drabs rather than for instance spending it on her house renovations etc... especially if nobody else dwp wise is aware?
ps. What if he left my half to my 2 year old daughter and I would be the sole signatory? How would that work?
Leaving the fraud bit aside then if my dad left my half to my daughter and I spent money on her through myself while she was 18... and obviously I would leave some capital for her then... would that be ok and would it be ok benefits wise as I have not gained any inheritance on paper? Please be aware I'm not asking you how best to commit fraud. I wouldn't expect you to do that. I have a lifelong medical condition/disability and can only work part time, as can my partner, and we have to rely on in work means tested benefits to top up. I'm just trying to do the best financially long term for my family and looking at various options.
Your advice is very much appreciated thanks.
Please supply a bit more on how it would work legally regarding my daughter then I'll leave it at that thanks.
How would they say it's for my benefit though if he leaves it to her?
Surely it's her money as he wanted to leave it to her so how could I be penalised because of his wishes? Don't really understand that to be honest as it's not my choice?
Plus would it be all benefits or just a percentage if the amount was 50k? Can we just iron this out please then I'll bid you good night.
So they'd 100% say it was for my use then... no compromise.. if he left it to her...regardless if I had access to it or not? Can't see how that's fair really. They are just thinking the worst straight away!
Sorry just need to be crystal clear on this one as I'd rather her have it all than them.
No loopholes or common sense from them round this one at all?
Prob leave her a small sum then... 5 to 10k which doesn't look too bad. 5-10 k for my nephew... his grandson then at least it will knock a bit more off his capital so less for me to lose?... taking the above benefit threshold figs into account. Does that kind of thing sound sensible?
goodnight and thanks for the advice.
I'll rate you after this. :-)