Thank you for your prompt reply.
The house is now worth £300,000, it was worth £280,000. The equity in the property is £90,000. There was no declaration of trust signed.
I recieved around £9,000. I paid back nearly £11,000.
I hope this helps.
Apologies for my late response.
The land registry report states we are tennants in common and that split is 99% - 1% in her name.
There was a discussion regarding me not trying to take money from the equity already in the house when we broke up.
When she remortgaged (and I went on the mortgage) she freed up £9000 to pay my debts off. I was paying £700 for 8 months at which point we started to have difficulties in our relationship so I moved out. So I was paying rent elsewhere. I continued to pay her £500 a month but we continued in a relationship untill May last year at which point she asked for another £3700 to help her clear her credit card. So my total payments to her were £13,300.
I was paying half the mortgage while I was there, plus half her petrol costs, plus csa to one of her children (who lives with his Dad) and half the bills. When I moved out I did cease payments to the mortgage and paid my debt off to her at a rate of £500.
When we split I agreed to stay on the mortgage to stop her from having to sell up and move.
Am I correct in thinking that I can be asked to pay 1% of the mortgage for the time I havent been there as well? Or is it a totally seperate thing and therefore I am required to pay half the mortgage despite the ownerhip of the house being 99% and 1%.
No problems, it wasnt your fault it was mine in taking so long to reply. Yes the 99% and 1% split came around as it was already her house. I did not put any money into it and it just my name. Hope this helps.
I agrred to the split due to it being her house and not putting money in. It was the fairest way we could think of doing it. So that I wouldnt have a large claim if anything untoward happened in the relatiknship. Which it did unfortunately!
Yes. Sorry I have gone around the houses to get there. Its a conveluted and strange situation to be fair!