Thank you so much for coming back to me. The information you needn't is as follows:
House has just been valued at between £875k to £900k.
The amount out standing on the mortgage is £62,780
The debts secured on the house in my husband's name was approx £12,500. When he left the mortgage had not been paid for 7 months and a letter from the bank was sent threatening repossession which I opened before my exhusband had intercepted it.
the electricity account was o/s and the gas account was so late they installed a meter which I not only had to pay off the arrears I also had to pay off £250 to get the meter taken off and put back onto an just invoiced account.
I borrowed £5000 off a friend to cover the late mortgage payments and utilities and other debts.
The decree absolute has been placed with Reigate county courts and I am awaiting confirmation from them through my solicitor that I am divorced.
As part of the matrimonial settlement my husband agreed to me paying off his debts on the house, paying him £10k of which I have given him £5k a already. I have also agreed to pay his conveyancing charges.
Surely the fact I have paid the mortgage for 9 years, madeimprovements outn the property, paid bills etc non of which he contributed to can be taken into account?
If he is prepared to simply sign title deeds over to me what I then do with the house is . Up to me??? I want to ensure a secure future for my children plus I had a heart attack followed by aquadruple heart surgery at the end of last year. I need to ensure my children have security should anything happen to me.
Thank you Clare. I look forward to hearing from you. Hope the above helps.