Thank you for responding. My loss will be the cost of repair work on the chimney - £410 and £250 policy excess plus any legal or related expenses..All other costs including internal decoration where staining from the wall has occured and the costof scaffolding will be met by my insurers
You should to write and set out your losses and ask for a payment within 14 days or say you will go to Court. Make sure you send this recorded delivery and keep a copy.
If they refuse then you can issue proceedings which can be done online at: www.moneyclaim.gov.uk or by competing form N1 at: https://hmctsformfinder.justice.gov.uk/courtfinder/forms/n001-eng.pdf
The Court will then issue the claim which will be sent to the Defendant and they will have a limited time to defend it, if not you can enter Judgment and enforce it.
If the matter is defended it will be set down for a hearing. If the losses are £10,000 or less then it will be a small claim and you do not need representation.
But yes you should not be out of pocket
Can I clarify anything for you about this today please?
I am well documented with surveyor reports and photographs. What costs will I incur if the matter ends up in the small claims court?
A list of Court fees is found here:
Does that clarify?
If the claim is contested does one need court representation or can one represent oneself? Generally, what sort of time frame is involved in a small claim being processed.
You can represent yourself being a small claim
If not contested - couple of weeks
If contested - 6 months to trial
Does that help?
Thank you. I think that covers matters for the time being. May I come back to you in future on this matter if I require further clarification?
If this answers the question might I invite you to rate my service
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Yes will do.
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