Hello my name is ***** ***** I will help you with this. Please note that I am a working Solicitor and may be on and offline as I have to attend Court and meet with clients, even at weekends. As such you may not get an instant response when you reply, but rest assured I will be giving your question my immediate attention upon return You do not need to wait here as you will get an email when I reply.
Which survey did you have, was it the mortgage own, middle one or top structural one please?
I believe it was their own one and cost us approx 300.00
In that case you have no recourse.
The house is a 1960 build in a good area and we believed this was acceptable.
There are three options for surveys. The mortgage valuation, which is more or less a very basic one and is only for the purposes of confirming that the house is worth the money
There is a middle one called Home Owners which is far more detailed and then structural survey which is the most expensive but considerably comprehensive
Therefore if you chose not to have any more detailed survey done then sadly you have no recourse
I am sorry if this is not the answer you want and certainly not the one I want to give you but I have a duty to be honest
Can I clarify anything for you about this today please?
Ok even if they lied to us and told us they didnt do the work themselves
That is a different matter
Ok thank you
You may have a claim against the previous owner, but NOT the surveyor or mortgage company
Nothing else thank you
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