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Kasare
Kasare, Solicitor
Category: Law
Satisfied Customers: 1301
Experience:  Solicitor, 10 yrs plus experience in civil litigation, employment and family law
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I am a British citizen, returning to the UK after nearly 38

Resolved Question:

I am a British citizen, returning to the UK after nearly 38 years in Saudi, Can I get a pension here as I have not worked here. I had four children abroad.
Submitted: 3 years ago.
Category: Law
Expert:  Kasare replied 3 years ago.
Hi, thanks for your question, I will assist you with this.

In order to answer you appropriately can you please answer these questions.

Have you ever worked in the UK and paid UK taxes, if so how many years? How old are you now?



Customer: replied 3 years ago.
I am 62, I went to Saudi aged 23,after college I only worked in the UK for Three years
Customer: replied 3 years ago.

I am 62 and have worked four years in the Uk

Expert:  Kasare replied 3 years ago.
Hi Jenny, sorry for the delay in reverting, I have been offline for a few days.

To qualify for the full state pension you have to have paid in for 30 years. However, as if you paid UK national insurance contributions in the 3 years you worked in the UK you would be entitled to 1/10th (or rather 3/30th) of the basic state pension, i.e. approximately £11.31 per week (the current full pension is £113.10 per week).

You can, however, make voluntary payments to top up your pension. Unfortunately, there are rules regarding voluntary payments - and as you would be considered to be of state retirement age (assuming you are a woman born in 1952) you would only be able to pay class 3 contributions for the last 6 years. Therefore you would still not be eligible for the full pension. [NB: if you had been born before 1950 you would had to have had a minimum of 10 years to qualify for a minimum pension.]

Also, whilst there are some countries which have agreements for UK nationals working there and their entitlement to transfer pension credits, Saudi is not one.

Here is the link to the government website to claim your pension - https://www.gov.uk/state-pension/how-to-claim - as they will not contact you automatically.

I hope this assists.
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