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Thanks Jo. My sister Marilyn was with her granddaughter and son's dog in Lymington, Dorset. She popped into bank and left Emma (9) with dog (Sam) for a couple of minutes sitting outside cafe. Someone knocked over a metal chair and startled him so he moved back suddenly and an old lady tripped over his lead. My sister who was watching from bank rushed out and helped lady and an ambulance was called. She stayed with her until a nurse took over. She gave her name and address in case she could help in any way.
This happened over a month ago and now she has received a solicitor's letter and is desperately worried as she has extreme financial hardship. She is 66 and trying to live on her state pension (impossible!) as unable to find work. She has no assets except her house and has no way of paying damages. Her son and grandchild also live with her and he is also seeking work. She is so distraught I'm trying to help her.
Thanks so much for your answer Jo even though it's not good news.
Just one question if they get a judgement against my sister could she be forced to sell her home to pay it? The solicitors are one of those no win no fee kind that are pretty ruthless I've heard. There wouldn't be much point making her bankrupt as she has no assets except her home only debts.