Alex Watts : Hello my name is ***** ***** I will help you with this. Please note that I am a working Solicitor and may be on and offline as I have to attend Court and meet with clients, even at weekends. As such you may not get an instant response when you reply, but rest assured I will be giving your question my immediate attention upon return You do not need to wait here as you will get an email when I reply.
Alex Watts : What is the value if your loss please?
Approx £520 - 2 months loss of pension, and approx £90 a year drop in annuity rate based on a17 more years life expectancy = £1530 + the £520 total £2050 less £222.63 + £100 for distress awarded against Aviva , my shortfall is £1727.37
Alex Watts : You need to write and set out your losses and request a refund within 14 days or say you will go to Court within 14 days. You should make sure you send this signed delivery and keep a copy.
Alex Watts : If they do not refund you then you can issue proceedings in the County Court. You can either do this online at: www.moneyclaim.gov.uk or by completing form N1 http://hmctsformfinder.justice.gov.uk/courtfinder/forms/n001-eng.pdf and take it to your local County Court.
Alex Watts : The Court will then issue a claim which a copy will be sent to the Defendant who will have a limited time to defend it, if not you can enter Judgment and enforce.
Alex Watts : If the matter is defended it will be set down for a trial. If the claim is for £10,000 or less it will be a small claim and you will not need representation.
Alex Watts : Can I clarify anything for you about this today please?
Thank you for your advice, which of the 3 parties do you suggest i send the recorded delivery letter to, would it be pointless sending it to Aviva
Thank you for your advice, which of the 3 parties do you suggest i send the recorded delivery letter to, would it be pointless sending to Aviva based on the Ombudsman saying this was is final decision. I would have thought that Aviva would use his document in court.Just reading a sentence in the Ombudsmans letter, it says Mr F [ meaning me ] had a financial adviser who could have promted Aviva if information had been requested which was then not provided and which might jeopardise any plans for Mr f
He appears to say that the IFA is at fault for not providing enough information