Alex Watts : Hello my name is ***** ***** I will help you with this. Please note that I am a working Solicitor and may be on and offline as I have to attend Court and meet with clients, even at weekends. As such you may not get an instant response when you reply, but rest assured I will be giving your question my immediate attention upon return You do not need to wait here as you will get an email when I reply. !
Alex Watts : Just so that I am clear, he was a named driver and the insurance paid out? He was driving with your permission please?
he is a named driver on my policy
Alex Watts : Ok, you won't be responsible.
Alex Watts : If the insurers void the policy for being over the limit, he will have to pay personally.
Alex Watts : You have no liability whatsoever
the accident was only last week and when i spoke to the insurers they said they would pay for the damages and then sek the full amount of me
Alex Watts : He was named, that is legal.
Alex Watts : They shouldn't seek it from you, if they void the policy, but from the driver.
Alex Watts : This was not your fault.
Alex Watts : Unless you have him permission to drive drunk.
Alex Watts : Can I clarify anything for you about this today please?
i didnt give him permission as i was out someowhere else at the time of accident
Alex Watts : Ok - they should seek recovery from him, not you.
ok many thanks for that.....also i have another question
Alex Watts : Ok
also when i get another car and insure it do i need to tell them about this accident?
Alex Watts : Yes if they have paid out.
Alex Watts : Can I clarify anything else for you?
ok thanks,,,also he is admitting full responsiblitly for the accident so will that speed up the proceess a bit..as i just want it over and done with now.
Alex Watts : Yes I would hope so.
Alex Watts : If this answers your question Might I invite you to rate my answer.
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Alex Watts : If you need further help please click reply.
thats great thankyou you have been very helpful