Alex Watts : Hello my name is Alex and I will help you with this. Please note that I am a working Solicitor and may be on and offline as I have to attend Court and meet with clients, even at weekends. As such you may not get an instant response when you reply, but rest assured I will be giving your question my immediate attention upon return You do not need to wait here as you will get an email when I reply.
Alex Watts : Do you know the reason it was declined please?
no they didnt give a reason apparently the application just comes back with a "Yes" or "No" obviously it has something I believe to do with the credit check performed!.
Alex Watts : Have you done a credit check yourself please?
JACUSTOMER-5hvsg5l3- : no
Alex Watts : I would try this.
Alex Watts : You can do this for free at www.creditexpert.co.uk
Alex Watts : You should then see why your bank turned you down.
Alex Watts : You can then try these companies
Alex Watts : http://www.amigoloans.co.uk/
Alex Watts : http://click-loans.co.uk/
Alex Watts : Or you could try a pay day loan but these are expensive.
Alex Watts : Can I clarify anything for you about this today please?
JACUSTOMER-5hvsg5l3- : well i have been advised against payday loans because of that reason they are expensive!! so you have not really told me anything new! i was looking for some form of constructive, productive alternative as i am not running out of time! so really you have not been any help and i would appreciate it if my £36 could be refunded! as i am have limited funds but was willing to spend that had i been given a more productive service, but do not feel your short on line so call advise has been worth me going without so please refund my money. Thank you
Alex Watts :
I can only give you the legal answer, I can't just make something up for you.
Alex Watts :
It would be wrong to give you an incorrect answer.