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I had an agreement at this time with Creation Finance - no. J643310 for a computer which was paid in full correctly. - Mr J Wright,*****
Mr Flavell (ex-boyfriend) took out a finance agreement coincidently with the same company (Creation Finance) No. K013379, for a car but never paid. - Mr Ross Flavell,*****
I am not Ross Flavell, I did not take out this agreement with Creation. I have never had this car. This is a totally separate agreement with a totally separate customer.
Creation Finance have made an error attributing the wrong agreement number to myself, or, Ross Flavell has deliberately taken out this agreement without my knowledge in my name.
Either way, neither Creation Finance nor Ross Flavell will acknowledge any of my emails or letters. What can I do?
No I did not sign any agreement as "guarantor" and since I was registered disabled at the time and had no job I would not have been a suitable candidate.
I have never seen a copy of the agreement so cant say whose name it is in. I have requested a copy a dozen time to no avail.
No I did not raise a defence in court since I did not know a court hearing had taken place!
I did and I sent the court papers back refuting the claim, with an a copy of the letter I had sent to Creation Finance. I heard no more for 2 years until now. I assumed that Creation had rectified their mistake and was completely unaware that a Judgement had been registered against me since I never received Judgement Grant from the court.
No I didn't. I sent the court a detailed account of all the events and copies of correspondence and heard no more from them. Surely they should have sent me a copy of the judgement granted?