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Hello my name is ***** ***** I will help you with this.
Was the £100 payment on a full and final settlement basis please?
No,the payment of £100 was paid in good faith on the proviso that they proved that they were the company that carried out the work,they have no sign off from either my late mother or anyone at the address
But as yet they have provided no evidence?
No,only a copy of previous works carried out 2 years ago,they have also hired a collections agency to chase this debt
Ok - then you don't need to worry
If it went to Court then as a small claim a Judge would want to see evidence
They can't just say, erm this is what you owe and that is it
They must provide evidence.
Debt collectors have no power, so do not worry about that
But write and say that you dispute the debt and you want there to be evidence
If they can not provide evidence then you will not be corresponding further
But to give you an idea, in law they have 6 years to claim a debt
Can I clarify anything for you about this today please?
Ok,thankyou. I gather that the firm in question has been used in the past but i can not recall having the firm in question used. I gather that i am naive in paying the £100,and gather that i best write this personal debt off.
Sadly yes. But you dont need to pay the balance unless they provide evidence.
But even then it would be a claim on your mums estate so you would'nt be liable
They wont be able to provide evidence so do not worry
What evidence do they need to provide? Can they just send a copy dated last year of previous works? Or do they require a commissioning of works signature plus a signed write off of works carried out to satisfaction?
You would hope for some actual contract.
But as I said, its not your debt its a debt of your mums estate.
Can I clarify anything else for you?
Ok,thankyou for your help.
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