Hi thanks for your question. My name is***** can help with this.
Where there is fraud which has concealed a potential claim, there is no time limit that applies until you discover the fraud.
Then, time would start to run again once you had uncovered the fraud.
The bank gave me overdraft on my works ( Cherry Tree Works ) this was my garage , my home was called Cherrytrees both properties were on seperate deeds , at some point some one changed the overdraft document from Cherry Tree Works to Cherrytrees no signature by the side of alteration , My company went into receivership and the bank sued for the overdraft an foreclosed on my home not the garage ( Cherry Tree Works ) how do i stand
Well, if they swapped details fraudulently and without permission etc., then the document wouldn't be enforceable.
It got very confusing and complicated , if i have got a case then i will persue it if you think it would be a waste of time then so be it it was over 10 years ago
LIke I said, the time isn't necessarily a problem if you didn't know about the fraud, and even then, if this was done by Deed you would have 12 years anyway.
I think you should take it to a solicitor to have a look at for you, perhaps on a no win no fee arrangement. A good look through the papers is important to be able to tell you whether there is a claim.
OK thank you very much I have all the documents and a copy of the document that was alterd so I will persue it with vigor Again thank you Alan
You're welcome. Good luck. Can I just check you're happy with my answers today please?
Very happy thanks
Also - you might wish to consider a complaint with the ombudsman http://www.financial-ombudsman.org.uk/
Although, don't wait for an outcome - see a solicitor straight away because of the time limits issue.
Ok will do cheers Alan