Alex Watts : Hello my name is ***** ***** I will help with this.
Alex Watts : You need to write and set out your losses and request a payment within 14 days or say you will go to Court within 14 days. You should make sure you send this signed delivery and keep a copy.
Alex Watts : If they do not then you can issue proceedings in the County Court. You can either do this online at: www.moneyclaim.gov.uk or by completing form N1 http://hmctsformfinder.justice.gov.uk/courtfinder/forms/n001-eng.pdf and take it to your local County Court.
Alex Watts : The Court will then issue a claim which a copy will be sent to the Defendant who will have a limited time to defend it, if not you can enter Judgment and enforce. This can include getting a charge and securing the debt
Alex Watts : If the matter is defended it will be set down for a trial. If the claim is for £10,000 or less it will be a small claim and you will not need representation.
Alex Watts : Can I clarify anything for you about this today please?
The debtor claims he is unable to pay in his current financial situation. How would that affect my course of action?
Alex Watts : None whatsoever.
Alex Watts : Once you get a ccj you can secure the debt by a charge on his property. That is the best option.
Alex Watts : Does that help?
I will leave top feedback.