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Sorry for the delay.
In answer to your queries.
1. I am pretty sure her share of the inheritance was left just to her and that I was not named.
2. The matrimonial home is worth in excess of £450,000, and the mortgage is fully paid off.
3. We have savings of c.£20,000, and also £60,000 tied up in unit trusts etc.
4. My annual income is c.£50,000 and my wife's is c.£60,000.
Once again, I apologize for the delay in reading your response. I went out last night. I am awaiting your next response with interest.