Hello my name is ***** ***** I will help you with this.
When you say the monthly payments, does that not include a balance towards your credit card included in that please?
very sorry I don't understand your question.
As part the min payment on the card. Payment Protection is included.
Yes, so you are paying the premiums monthly, is that right?
The premiums are the annual payments
So you are paying annual or monthly?
Annual fee is paid.
And then as the card is being used monthly they
take monthly payment aswell
Whats the monthly payment for?
You mean its a % of your balance?
it depends on how much the balance is on my card
So you pay a %?
How is monthly calculated?
sample for 2013 the annual payment was £36.99.Then when my statement comes in its shows spate items on it which shows payment protection and the amount for that month does this help?
Ok - in that case you should get annual fee and any additional fees they have charged for PPI
So the annual AND monthly payment
Does that clarify matters?
Had it not been for the PPI you would not have those additional monthly charges
I hope that helps.