My mother has mild dementia - ie some memory loss. However she has always dealt with money matters all her life and is still canny when it comes to what she wants to do with her monies. She first stated this intent to stay with her Bank 2 years ago and she has not waivered since even though this question has raised its head again. Even if there had been any deterioration of her mental faculty during those two years (which I don't believe there has in this respect), I feel that this is even more reason to uphold her wishes then and now.
I think my brother feels she could do better (against her wishes). I am strongly opposed to this on Mum's behalf.
Power of Attorney has not been activated as it has not been deemed necessary. She is still compos mentis enough to know what she wants and doesn't want. My mother wants to write a statement to ward of any possible confrontation with my brother, which she would find stressful.
Thank you Jo. I am sure that this will put my mother's mind at rest and I feel she wants to write something down on paper as to her wishes. My brother should just accept what she is saying, but as he is not, I think she feels that a written note just emphasizes her wishes and hopefully negates the need for any more discussion (or confrontation) which is stressful. Thank you for your help.