I am asking do I have a defence given the circumstances i.e. This is clearly an oversight not a deliberate attempt to avoid paying insurance compounded with being released to continue my journey win the same status as before being pulled over
I had pretty much come to the same conclusion and I could live with the fine but not happy about the points for a genuine oversight . I was hoping I may be covered via the two other policies, one (Honda) allows me to drive any other vehicle third party but seems that vehicle must also be insured - I was in the Nissan at the time of the alleged offence so same vehicle that was insured from Jan 2014 but with a different Reg No which seems then makes it another vehicle so really its a bit rough
I will drop the CPS a note and see what transpires but whilst legally there is no defence am annoyed about the situation although theres were no incidents and if I handy been pulled over would probably still be driving uninsured thinking I was fully insured.