Hello my name is ***** ***** I will help you with this.
Have you accepted the offer? Is the offer global or is it just for generals please?
General just means for your injury
Global means it includes generals and specials
So global. What is the value of your specials?
In brief what was the injury and prognosis, ie neck whiplash, 6 months
What is the global offer?
I assume specials have been for physio etc?
There is a book called JSB guidelines and that gives a guide as to what an injury is worth. As you can imagine it is a guide and it is not an exact science.
The bracket of minor where a full recovery takes palce within about 2 - 5 years or symptoms carry on at nuisance level £6,380 - £10,120
The bracket of moderate is prolonged acceleration of previous injuries etc £10,120 - £22,240
There as you can see you probably fall at the top end of minor and lower end of moderate.
Therefore any level of damages should be around £10,000 for generals.
However this excludes specials.
You should ask your Solicitor why it excludes specials given they are £22,250
There should be an element of specials even if they are reduced.
It would seem you are being offered around £5k for specials to be included.
Then they should not be making an offer,.
You need a prognosis or medical report to say what the long term prospects are
If generals and specials can't be agreed then the matter goes to Court and a Judge decides on what you are entitled to
You can reject the offer
If you do not have a long term prognosis then you can't possibly have a global offer at this stage
But even where there is some minor long term disability the top end of £22,440
If there is a crush fracture or if there is constant pain and substantial risk of osteoarthitis the bracket is £22,440 - £31,350
Does this help?
Well CAB probably wont help as you have current Solicitors. But you can complain to the Managing Partner that handles complaints. They will look into the matter for you. Also there is the Legal Ombudsman - http://www.legalombudsman.org.uk/
Does that help?
Yes but then if you are not satisfied you can go to the Ombudsman.
But you dont have to accept any offer you are not satisfied with
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