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Ask Ash Your Own Question
Ash
Ash, Solicitor
Category: Law
Satisfied Customers: 10916
Experience:  Solicitor with 5+ years experience
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can i get my money back from wrong account I payed

Customer Question

can i get my money back from wrong account I payed
Submitted: 3 years ago.
Category: Law
Expert:  Ash replied 3 years ago.
Alex Watts :

Hello my name is ***** ***** I will help you with this.

Alex Watts :

You paid money into a wrong account number and the bank wont give it you back quickly?

Alex Watts :

Do you also bank with Santander?

Customer:

My main bank is nationwide I do not bank with santander

Customer:

I seemed to have lost you

Alex Watts :

Ok - you sent it to the wrong account number?

Alex Watts :

The system will show me on and offline if I changed screens

Customer:

sent it to the wrong account number YES on two accounts

Alex Watts :

OK - do they say WHY it will take 20 days?

Customer:

It would seem the bank has 20 days to respond

Customer:

I will try to say what happened on two times one of £10000.00 and one of £3975.00 it would seem that Santander enter sort code 09-00-99 and account 01000007 and a ref.I did not entered on two times if you follow me

Customer:

I was trying to send to a builder whom was doing some work for me.

Alex Watts :

I have looked at the Banking rules and they do allow 20 days.

Alex Watts :

You need to write and set out your losses and request a refund within 3 days or say you will go to Court within 3 days. You should make sure you send this recorded delivery and keep a copy.

Alex Watts :

If they do not refund you then you can issue proceedings in the County Court. You can either do this online at: www.moneyclaim.gov.uk or by completing form N1 http://hmctsformfinder.justice.gov.uk/courtfinder/forms/n001-eng.pdf and take it to your local County Court.

Alex Watts :

The Court will then issue a claim which a copy will be sent to the Defendant who will have a limited time to defend it, if not you can enter Judgment and enforce.

Alex Watts :

If the matter is defended it will be set down for a trial. If the claim is for £10,000 or less it will be a small claim and you will not need representation

Alex Watts :

Although the rules say they have 20 days if you issue proceedings they are likely to refund a LOT quicker

Alex Watts :

Can I clarify anythin

Alex Watts :

Can I clarify anything for you about this today please?

Ash and other Law Specialists are ready to help you
Customer: replied 3 years ago.

Thank you I will try and do as you say

Expert:  Ash replied 3 years ago.
Great.