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I am not sure now as it was 2012. I did receive a letter but unsure if it was from them or the bank
Can you check?
I shall have to ring the bank when I get home at 3pm as I have no copies at home
ok, no problem - it is quite important.
Ok I shall be back in touch when I have checked
Thank you. As so far as terms for the PPI reclaim company, does it say that they will have a claim even if its later rejected or you are successful please?
Ok - then it all really is going to depend on the terms.
It would appear that once the case was closed their involvement should end.
But if THEIR terms state that they exist in perpetuity, ie forever until the PPI is recovered then you are liable
But if their terms do not state this then you are not liable.
So write, ask for a copy of their terms saying you dispute the debt and ask on which clause they are relying on
I think you may find they dont have a legal leg to stand on
Can I clarify anything for you about this today please?
Thank you, ***** ***** anything else I can help with/