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Ash
Ash, Solicitor
Category: Law
Satisfied Customers: 10916
Experience:  Solicitor with 5+ years experience
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If I have an IVA in my maiden name can I get a mortgage in

Customer Question

If I have an IVA in my maiden name can I get a mortgage in my married name if I have established a good credit record?
Submitted: 2 years ago.
Category: Law
Expert:  Ash replied 2 years ago.

Alex Watts :

Hello my name is Alex and I will help you with this.

Alex Watts :

You may be able to.

Alex Watts :

However one of the questions you may be asked is have you been bankrupt or entered into an arrangement with your creditors.

Alex Watts :

You would have to tick yes

Alex Watts :

But if you are not asked such questions then you need not declare it.

Alex Watts :

It therefore may be possible to get a mortgage, but of course you can not lie

Alex Watts :

Can I clarify anything for you about this today please?

JACUSTOMER-7jidzoik- :

Do you know if you purchase a house is linked to your national insurance number or are the revenue informed? The reason I ask is that I know that my names are not linked on any credit records as I have checked. I thought the only way of connecting me is through my NI number. Many thanks

Alex Watts :

You have rated POOR SERVICE before giving me an opportunity to answer the question for you

Alex Watts :

If this was a mistake then I am happy to continue

Alex Watts :

The purchase is NOT linked to the NI number.

Alex Watts :

They only search through credit file records.

Alex Watts :

Does that clarify the position?

Alex Watts :

If this answers your question could I invite you rate my answer before you leave today.

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