2 and a half years ago, I got a mortgage with my ex. Joint tenants. I was the one who paid for the deposit and all legal fees. He moved out over a year ago when we split up, and since then hasn't paid anything towards mortgage or bills. I am now in the process of selling the flat, and am also paying for everything, i.e.: survey, solicitors. When he moved out he said he didn't want anything. Now what he says is that he wants half of it. I was naive at the time and not advise by anyone that I could have made arrangements to have a different contract where it would protect what I put in. Where do I stand with this?
we bought it under the shared ownership scheme, so only 30% of the flat. I had just under £22,000, of which £19,000 went for the deposit, and the rest on legal fees and survey. I have proof that this money came out of my savings account, as it was a gift from my father.
The flat at the time was worth £210,000, so our 30% share was worth £63000.
There is £41000 remaining on the mortgage now. I have just accepted an offer to sell the flat for £350,000.
and he only paid for half of it when we were living together