Hello my name is ***** ***** I will help you with this.
Did you take any photographs of the vehicle at the time of collision please?
Ok - this is what is called a Low Velocity Impact and you are saying that it was such a low speed it could not have caused the accident.
You can either deal with this yourself or go through your insurance.
The process is the same. If you refuse to pay proceedings may be issued for the debt as a result of the accident
You (or insurance) would raise in the defence that it is LVI and causation is an issue (ie such a low speed)
The Court would then list the matter for hearing and decide whether it was fast enough
The claimant (the other side) brings the claim and therefore has to prove it
Can I clarify anything for you about this today please?
Thank you for your help. I think I will just pass on my insurance details to her and let the insurance companies decide.