What is their complaint about your performance ?
they just said performance issues, not misconduct or anything like that
please also note that my email is - *****@******.***
when i put in the syatem, it says used for registering another member
ok don't worry about that. Going back to the insurance - are there any definitions in there about what involuntary unemployment may mean?
I am with LV , and have a brochure that says involuntary unemployment situations
now my main issue is that I am not resigning, so they have threatened to terminate my servic but give me 4 weeks notice
and they say that it is better for me to resign , even otherwise they will termonate but give me 4 weeks notice in either way
my insurance company brochure says involuntary redundancies and involuntary unemployment situations that are not self caused
I am with LV mortgage and lifestyle protection plan
and have been paying monthly premiums
I have my meeting with my employers tomorrow - I have asked them to issue me a involuntary redundancy letter , but they are not agreeing
hence my question to you please....if they issue a termination letter citing performance , will it be covered as involuntary unemployment ...which acyualy is the situation.
There are no misconduct or any thing and my employers otherwise have no issues
The issue is that as you do not have at least 2 years service with them you are not protected against unfair dismissal. This means they can sack you at any time until then for more or less any reason. So they could ask you to resign and if you refuse, they could dismiss you. So there is no avoiding that if it is the route they are wanting to pursue.
If you were resigning, then whilst it may be better professionally because you will not have a dismissal against your record, it means that you are unlikely to be able to rely on the insurance because this is voluntary unemployment. What involuntary unemployment means is most likely that you have lost your job for reasons beyond your control so basically a dismissal. So if you were allowed to be dismissed then whilst you will have a dismissal against your name, it means you may be able to use the insurance policy to help you in the period after the termination
Another issue is that insurance companies can be notoriously sneaky and difficult when t comes to honouring claims so you are best advised to contact them and directly check what situations they would cover and what their understanding of involuntary unemployment is – after all it is their policy and only their definition of that phrase would suffice so you need to check that with them first to be certain, there is no point in guessing.
but can i contact my insurance company direcly witha query ?
what will you advice ?
Hi ben , you there
will they not use the situation to their advantage ?
Hi Ben can you please let me know if I should ask my insurance company directly ?
you can certainly ask them now what situations would that policy cover,
if you meet the criteria in the future then they will have to cover you and pay yo as per the insurance terms
no I already have a policy
so should I identify myself to them ?
or go thru a solicitor , so that I do not expose myself directly
and the solicitor can talk to them on behalf of a client ?
could you please tell me the last part ?
I meant the last question
you dont need to do any of that, there is no need to use a solicitor - you have a policy with them, they know who you are, you just contact them and ask them directly what situations would this policy cover
Hope this clarifies your position? If you could please let me know that would be great, thank you
hi ben yes it does
you are welcome, all the best