I have a ride on lawnmower, the people who lived here before us cut the grass alongside the unclassified road upon which we are situated. As a rideon is a motor vehicle it seems that insurance would be needed. I have made extensive online searches but am unable to find a definitive yes/no answer on the matter. I have only found one insurer and the cost is £125.00 for a machine that does 5mph and will cover about 1 mile per year on public roads. My Mondeo estate costs £160.00 pa for 15,000 miles.
Do I really need road traffic act insurance for a vehicle that needs none of the usual requirements.