even though I have a second hse I haven't made any profit from it and cant sell it because of negative equity so don't know if that makes a difference to my benefits?
I have received ESA; hse benefit; DLA; council tax rebate; child tax credit.
no I did not declare the second house
Thanks for your reply Jo. Yes looking back I was stupid. Hind sight is great eh!
Can you clarify what the options available to the DWP are given its a first offence lack of equity and income? best and worse case scenario and those in-between.
Can they make me sell either house?
would they stop all benefits to repay?
Could they make me replay all benefits even though there has been little or no income?
How can they check what income I have received?
Would they have my bank statements at the interview or obtain them after? you say they may ask me to consent to having sight of them ? would they ask me to sign something at the interview? What if I refuse?
What if I take some statements with me?
I can't remember who I rented the house too and when - I have asked the council tax office but they refused to assist due to data protection. How can the DWP find out?
Obviously the current tenants I know but I am only receiving £20 a month profit BUT have paid out c£2k on repairs that is excluding the work currently being done as we speak as the kitchen ceiling has collapsed due to a long standing leak in the bathroom that has rotted the bathroom joists!! I don't know what the final bill for this will be but estimate so far is c £600.
I have some receipts for work that has previously been done on the house would it be worth showing them as evidence of no income?
How will the DWP actually work out what I have been overpaid if I cant even confirm when I have had tenants?
Can I get legal aid to pay for a solicitor to attend with me? is it worth having one?
What advice would you give me in my approach to the interview and more importantly during the interview?
Sorry to keep to just bombard you with all these questions but I am worried sick - how can I tell my 6 year old daughter that yet again her father and his girlfriend has messed up our lives....
so whether the second house was rented out or not is not considered the only question they want to know is whether I have a second house?
the fact that its in negative equity and so I cant now afford to sell it is also not considered?
thanks Jo not a good picture is it
I will ponder on this and come back to you tomorrow.