I have a mortage on a leasehold property. I am due to pay ground rent @8.50 per year. In june 2013 I sent the freeholder 6 years ground rent in advance.
last year I stil got a bill for 8.50 which I queried because I thought that I had paid in advance. My letter came back annotated that I had not paid in in advance. I left it.
in september this year I emailed them asking them to look into my advance payment.
on 2 october I received an invoice for ground rent dated 12 sep with payment due by 26/28 september, dates are approximate because I left the papers at work but my issue/concern is that the ground rent was already apparently late when I received the bill.
I was worried that this could mean that my landlord might think that I was late with the payment and possibly write to mortgage lenders. Therefore I paid the amount due on the same day. The next day I sent a letter by registered post to my landlord
saying that I had only received bill on 2 october and had paid the same day by BACS. I also sent them a copy of the envelope postmarked 30th september.
II also sent them copies of emails which should that I had paid in advance.
I therefore requested that they not regard the payment as being late and nit being due, I also asked them to let me know their position on this,
I also sent a copy of my letter and its enclosures to their registered office.
I hope that I had not appeared over officious but I was worried that I was apparently late with the payment and therefore I needed to do everything possible ti stop them from taking further action,
thank you, ***** ***** it is ok to ask question as I was told I had 7 days of free questions.