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Ash
Ash, Solicitor
Category: Law
Satisfied Customers: 10916
Experience:  Solicitor with 5+ years experience
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Hello, I write a community newspaper for a deprived area

Resolved Question:

Hello,
I write a community newspaper for a deprived area of the UK. The newspaper goes through about 3,200 doors.
I want to add a short article essentially warning residents about Payday lenders. The article focusses on recent news about what Payday loan company Wonga has been up to.
The article is on this page:
http://www.proudoftwerton.com/wp-content/uploads/2014/10/Twerton News PAGE 7.pdf
Am I at risk of being sued for libel or defamation?
All the facts in the article can be established at source:
1) Wonga has in the past sent customers letters from fake law firms:
http://www.fca.org.uk/news/wonga-redress-unfair-debt-collection-practices
2) There have been allegations that the puppets in Wonga's adverts made the ads appealing to children:
http://www.moneysavingexpert.com/news/loans/2013/11/payday-loan-ads-should-be-banned-from-kids-tv-moneysavingexpert-com-says
3) Wonga was forced to refund 330,000 borrowers after lending money to people without making sure that they could make the repayments:
http://www.fca.org.uk/news/wonga-major-changes-to-affordability-criteria
4) A 2012 study by Which? found that: "A third of people experienced greater financial problems as a result of taking out a payday loan":
http://www.which.co.uk/news/2012/05/new-which-research-exposes-payday-loan-failings-286258
Submitted: 3 years ago.
Category: Law
Expert:  Ash replied 3 years ago.
Alex Watts : Hello my name is ***** ***** I will help you with this.
Alex Watts : For now please let me know whether you are saying anything that is untrue?
Customer:

No, nothing is untrue.

Customer:

I do say that there were allegations that the puppets in Wonga's adverts made the ads appealing to children.

This is true because the allegations really were made, but the allegation themselves are unproven.

Alex Watts : Indeed. I have looked at the article (the one in red)
Alex Watts : If it is true then you can't be sued.
Alex Watts : Even if they did sue you, they would need to show they have suffered serious harm as a result.
Alex Watts : Indeed they would also need to issue proceedings in the High Court
Alex Watts : But having read the article, it seems fine.
Alex Watts : Can I clairfy anything for you about this today please?
Customer:

I just a bit concerned by what I've read on defamation.

Alex Watts : They need to show they have suffered serious harm. That is a high threshold
Customer:

Well I suppose if the number of loans dropped in the area covered by my paper, they would have evidence.

Alex Watts : not necessarily, if that you are saying is true then you can't be sued
Customer:

Okay, thanks

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