The IVA was turned down by HM Revenues vote at the second meeting of creditors. . so was the IVA was not concluded. Just left there.
No I am not trying to appoint a receiver. The bank has just said that they feel on an event it was a technicality that breaches the Mortgage. The mortgage security deed has a vague part about events. However the Bank have lost all Mortgage papers .
The iva did not proceed past the first meeting , the Inland Revenue didn't agree to it so we withdrew.
They(the Bank) are not at the moment appointing a receiver , They are threatening. This will take the property from me leaving me with no income. I want to be ready with a defence if that happens. I have paid the mortgage every month without delay for 5 years.