Hello my name is ***** ***** I will help you with this.
When did you take out the credit card please?
Yes, if it is over £25,000 then it wont be regulated given the age of the agreement.
Amendments to the Consumer Credit Act 2006 meant that this limit was removed, but ONLY for new agreements.
As yours is so old then it is excluded.
But that does not stop you making a claim against them and see if they pay out
Does that help?
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