we lived in two houses during our time together, the first was worth £475,000 with a mortgage of £150,000 then down sized three years ago to a house worth £275,000 with a mortgage of £35,000.
The current mortgage payment being £140 per month. She earns approx. £800 per month so I basically bank rolled her, the house and her three children.
We did not make any structural improvements but obviously the money I paid her each month was used for decorating, furniture etc.
Please ley me know if you need any further information
Sorry it was a £200k mortgage on the first house, when we down sized she banked the £35k extra "for a rainy day"
No, they were from her previous marriage. Not sure if you need to know but I have 2 daughters of my own but they live with their mother.
Lisa was keen to keep the asset in her name and as I had been through an IVA 5 years ago, it was also easier to keep the mortgage in her name at that time.
Wasn't really an option because of mortgage situation. My worry was always been left without a home if she died she always promised to be fair if anything happened and amended her will to leave me something like a £16,000 share if she died.
Thanks for your advice, I agree mediation is best, ***** ***** come to an agreement that's fair.