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Jo C.
Jo C., Barrister
Category: Law
Satisfied Customers: 30929
Experience:  Over 5 years in practice
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My husband and I separated over 3 years ago. We still have

Customer Question

My husband and I separated over 3 years ago. We still have the house in joint names and I have been paying the full amount of the mortgage for the past 18 months, prior to that, he paid the total mortgage for the first 3 months and then we each paid half of it.
My husband did have a key to get into the house but I asked for it for someone to house sit whilst I was away. Now, he is asking for the key back as he says he comes in when I am not there. Does he have a right to have a key and does he have a right to enter the house whilst I am not there?
Submitted: 2 years ago.
Category: Law
Expert:  Clare replied 2 years ago.
Hi
Thank you for your question.
My name is Clare
I will do my best to help you but I need some further information first.
How long did you actually live together and are there any children involved?
How much is the house worth and how much is outstanding on the mortgage?
Clare
Customer: replied 2 years ago.

The children are married and have left the marital home. We were married for 40 years (he left just before the anniversary).

When I took over the mortgage payments in full, I had the house valued at £125,000 but was told that realistically we would be getting about £110,000. At the time of my husband leaving me, there was a balance of £42,000 outstanding on the mortgage. I have now got it down to £32,000 - £10,000 of that is an endowment shortfall and will need to be settled at the end of the mortgage term which is in 2016

Expert:  Clare replied 2 years ago.
Hi
Are you intending to have a divorce?
Clare

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