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I am only on day 10 ( 3 days outside 7 day period. I have informed them verbally. I have paid £100 deposit. Total value of windows is £6350.
I have all the relevant paperwork.
Thank you for your consideration
If you have all the relevant paperwork then you are outside the time to cancel under the Distance Selling Regulations which give you seven days to cancel from when you received the paperwork.
If you cancel the finance you still have a contract which is perfectly valid to buy the windows.
They cannot force you to have them installed and if you do cancel them you will be in breach of contract. However you will not be liable for the full £6000 purchase cost because you haven’t had the windows and you have not had them installed.
You would be liable for any loss that they suffer which is their loss of profit and any work that they have done on already manufacturing them. It seems most unlikely that they have already started manufacturing and if they have it could be quite substantial claim. Soon it you intimate a cancellation therefore the better in order to prevent further losses.
What you might want to consider is telling them to keep the hundred pounds deposit provided they agree to you to cancel.
If they don’t agree with that and you cancel the finance and do not proceed, they’re going to have to take you to the Small Claims Court and prove exactly how much they have lost. It would not be £6000 or more.
Can I clarify anything for you?