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We bought the house in 2007 for £112,000 unfortunately due to the crash in 2008 it has lost a lot of its value. I would estimate that its now worth around £80,000 - £85,000 but we are currently in the process of having it valued. There is £78,454.58 outstanding on mortgage. The original agreement was that if Heather paid the mortgage for two years without any problems, then we would sign the house over to her. Unfortunately, as I said before, this didn't happen, and we have been responsible for ensuring the mortgage gets paid for the last 6 years. Unless we can find out how much the charge is against the house, we can't consider selling it, as it could well end up costing us money to sell the house, as the charge has to be settled before the house can be sold.
We checked on the land registry, and we have spoken to the company who placed the charge through the courts, but they won't discuss anything with us as its in our daughters name
Please see notice below
(21.10.2009) RESTRICTION: No disposition of the registered estate, other than a disposition by the proprietor of any registered charge registered before the entry of this restriction, is to be registered without a certificate signed by the applicant for registration or their conveyancer that written notice of the disposition was given to Link Financial Ltd (Co. Regn. No.3504939) at PO Box 107, Caerphilly CF83 9AD, being the person with the benefit of an interim charging order on the beneficial interest of Heather Juby made by the Cardiff County Court on 24 September 2009 (Court reference 9XO71709