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My Father who is 78 owns his own property with no mortgage attached to the property, about 8 years ago he decided he needed to release some of the equity, his only other sibling ( my sister ) felt that most of the equity release companies were charging too much interest which would drastically reduce the equity left for my sister and I when my father eventually dies. My Father and sister managed to release capital for him by going to a finance company and putting my sister as joint owner of his property, as she has a fairly high income as a property developer she is guarantor of this loan which seems to operate similar to a credit card. The property is currently worth £200k , with this arrangement it gives him up to £100k which so far he has spent £45k and the other £100k cannot be touched and on the deeds is also my sisters. My Father has recently been discussing his will due to ill health and has told me that both my sister and I are executers of the will and that we both will get a 50% of his estate, I asked him about the part of the property my sister has as I cannot see how that can be part of his estate, he said that I would have to trust my sister to give me half of the part of the property which she has in her name which I do not feel very happy with. I have asked if a legal letter could be drawn up getting her to sign that although her name is ***** ***** deeds, she would honour the 50/50 split that my father has promised. So far my sister is reluctant to agree to this and I have asked my father why would she object ? I was not informed about this "deal" until after it had all been signed, Is such a letter possible and would it hold up in a court if there was a dispute. Many thanks Alan XXXXXXX