Hello my name is ***** ***** I am happy to help you today. Did you get anything in writing for them to tell you you owed nothing on the car?
Ok so you didn't need to demonstrate to We Buy Any Car that there was no outstanding finance?
Ok thanks. What has the Financial ombudsman said about this?
ok, do you have any written contract with Skoda which tells you that you may be liable to make a payment for excess mileage?
Have Skoda threatened to take you to court?
In order to bring a claim against you they have to show that they are contractually entitled to clawback this money. On the basis of what you say, in particular that they told WBAC that you did not owe any money and based upon that representation you ended the contract, they will struggle to do so. It is not unusual for dealers to send threatening letters. You can either completely ignore them or ask them on what legal basis they are entitled to this sum in the circumstances. You can say that if they do claim you will vigourously defend the claim.
It is doubtful, to be honest it seems like a try on. Did you sign a separate fixed cost maintenance contract?
I think this is a way of trying to get around the HP point. Without seeing the contract it is difficult to say.
If it should have been fixed in the duration of the HP plan then it is their fault if they did not do it at the correct time and they cannot retrospectively charge you.
Well good luck with it. I would not pay as I am sure it is a try on. Please do take the time to rate my answer and come back to me in the future if you need to.