Hello my name is ***** ***** I will help you with this.
Do you have evidence of payment 3 weeks before proceedings were issued?
On what basis do they refuse to cancel the CCJ?
Here is more background whilst I get their email response.... one sec..
I am a homeowner and often work away as a consultant for 6 - 12 month contracts in a stretch and cannot always attend to letters.My case is to do with service charges for my property. The property management company do not have a direct debit system and thereore when they issue a statement, I have notalways been around to receive and settle it - which has resulted in CCJs in the past - nothing to do with ability to pay - just being away and it all happening very swiftly in my absence.
On the last ocassion, I gave them specific instructions to phone or send a recorded delivery to my temporary working address to ensure I was aware. I received nothing. On the 18th October I rang to check and the property management company confirmed that the amount due for the year was £1056 which I paid on the spot. They confirmed nothing else was owed.2 weeks ago, I discovered there was a CCJ registered on the 11th Nov from their solicitors - who claim they sent me notice of proceedings. I had received nothing and I rang up the Property management company 2 more times who said I owe them nothing.and sent me email/statement to prove this. Their solicitors refuse to withdraw this claiming I owe them legal cost of over £1000 and that my payment was only part payment of the legal proceedings...
I hope you get the picture... I don't know where to start.
My email to the solicitors... reply to follow...9Braemer Estates is my Property Management Company)
From: Ike Ijomah [mailto:*****@******.***] Sent: 19 November 2014 15:16To: ***** ***** AdminSubject: URGENT -***** M20 6QX - WRONGFUL CCJ
CCJ REF: A49YP800
Following my conversation with Gul yesterday, please find attached the confirmation from Braemers that I do not owe service charges. I was not aware of legal proceedings - I only just found out the CCJ yesterday. The payment of £1174.29 - quoted as the full balance - on the 18th Oct when I rang up Braemers- was paid on the spot by card a month before it went to court without my knowledge
Can you therefore please do what is needed to remove this judgement as soon as possible.
---------- Forwarded message ----------From: Ashleigh Youd <*****@******.***>Date: Wed, Nov 19, 2014 at 1:32 PMSubject: To: "*****@******.***" <*****@******.***>
Good Afternoon ,
Please find attached statement of account to show your are up to date with your service charge and ground rent for this period.
Ashleigh Youd Accounts Assistant
We write with reference to the above and further to recent correspondence.
We would advise that your part payment was made on a date subsequent to us issuing county court proceedings. Your part payment has been allocated to this matter. Therefore, you are fully liable to pay any legal costs and interest incurred within this matter with us. The current balance outstanding is in the amount of £1065.23 please find attached a copy of the county court Judgment, for your records.
Should you wish to have the County Court Judgment removed against you then you must ensure full payment is made to us within 30 days from the date of your Judgment. Should payment be made after the 30 days then you will only be entitled to have the judgememt marked as satisifed.
I look forward to receiving immediate payment from you.
Do you have date of payment and date of ISSUE on the county court claim?
Sure one sec...
Date of Payment: 18th Oct 2014
Date of CCJ: 11 Nov 2014
Client accepted full payment and didn't seem aware of the solicitors action in the background - neither did I. Even since this came to light, tthe client has confirmed again that I do not owe any money, the solicitors initially asked me to get this proof from client which they did in the email above.
What is the date of ISSUE of the claim? Not date of CCJ
I am not aware as I never received anything. But I attach the CCJ that was sent in case this helps
sent from solicitors in the above email
There will be a date of issue. Not the date of Judgment.
It will be on the claim form the Court would have sent.
This is my problem. I have not received any notification whatsoever about any proceedings and only found out about the CCJ through an 'Alert' with my Equifax subscription.
I insisted to them that my temporary accommodation where I'm working away from home would require recorded delivery and also to ring me if there is any issue - none of which has been done.
Ok - you have the CCJ, can you call the Court and ask what the date of issue for the claim is?
I'm on hold...
In the meantime, here is what they have on file from email I sent in April.. are they not obliged to do this?
Ike Ijomah <*****@******.***>
to Jessica, Lynn, abbielinzey-jo.
Hi Jessica, Thanks.In order if priority for serious issues please go through the following order.Step 1: Telephone 07902 140017In emergencies you may try my partner ***** *****d. 07515 875627Step 2: Post: (please send recorded for serious issues or issues with serious consequences like this, so you know I've got it)<My London Address> Bayswater London W2 4LSRegards Ike.
OK - I really need to know the date of issue
Date of issue was 14th Oct and it was sent to my forwarding address.
So you paid AFTER the date of 14th october?
And did they send it to the correct address?
And the address they confirmed is the forwarding address given to the Property Management but not sent recorded as requested so it would probably have been returned or gone missing as this is a temporary serviced apartment with people moving in and out everyday.
Sadly it is not them that sends the Court summons, it is the Court itself.
The Court never sends it recorded, only first class.
Not receiving the summons is not a ground to have it set aside. You have to show that you have a realistic prospect of defending claim
If you paid the claim AFTER it was issued then you admit you owe it.
Are the courts in this country not obliged to ensure that a person is aware of and does receive/sign for a notice before action is taken?
Because you paid it after, I am sorry to say that costs are payable.
It is not the fault of the Claimant that you did not get the claim form - that is the postal service.
This means you must pay the full CCJ within 1 month to avoid it being on your credit file
You can apply to the Court to set aside, but you need to show that you have a defence. On the basis you paid the CCJ it appears that you do not have a defence.
No, the Court are not obliged to confirm receipt. The rules only say send 1st class
I am sorry if this is not the answer you want and certainly not the one I want to give you, but I have a duty to be honest
Can I clarify anything for you about this today please?
This is so wrong that a postal service is relied upon 100% to ensure a person is served. Do I not have ANY case at all? The claimant quoted me the 'full' amount and accepted the payment and up to now still says i don't owe them any money.
Do you have any case, sadly no.
The rules say, and I will just get it for you:
1. First class post (or other service which provides for delivery on the next business day)
Deemed served: The second day after it was posted, left with, delivered to or collected by the relevant service provider provided that day is a business day; or if not, the next business day after that day.
I am sorry
This postal system no longer belongs to the queen, so essentially a private mailing company is now being trusted with this? I understand there is nothing else you an do, Money is not my issue and if there was any way I could make a stand - even if it cost more than the extra amount owed, I probably would. Thanks all the same
Indeed. I am sorry its not better news.
But pay the CCJ if you can before 30 days and it wont affect your credit file.
I am sorry its not better news
Can I clarify anything else for you?
If I pay the amount - thats the most important thing - to remove it from my record, can I still appeal to the court in principle for this very unfair archaic system?
But you need grounds to appeal - you do not have any.
Finally, I noticed the details of other clients' queries are posted online. Can I request that none of this is made publicly visible?
Once you rate the format changes and I can lock the question to remove it
Does that help?
Yeah that's fine thanks
Great. If you could rate so I can remove the thread
If this answers your question could I invite you rate my answer before you leave today.
If the system won’t let you please click reply.
Please bookmark my profile if you wish for future help: http://www.justanswer.co.uk/law/expert-alexwatts/